Fund Your Project With Hearth Financing

Project Financing



Pay for your project with predictable, monthly payments without tapping into your home equity. See your personalized monthly payment options within minutes and without affecting your credit score.

Hearth makes it easy for you to find monthly payment options for your project, with:

  • Loan amounts up to $100,000
  • Affordable monthly payment options
  • Funding within 1-5 days
  • No prepayment penalties
  • No home equity required
  • Option to pay off loan early with no additional fees

If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours. Find convenient monthly payment options for your project and see your personalized payment plans without affecting your credit score now.

What Rates Should I Expect?



Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.

Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

*For each self-reported credit score range, pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
**For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles.
***For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.